Quick Salary Advance

A SikaMaster Salary Advance is the fast, simple and hassle – free way to borrow money for just about anything worthwhile. You can: take a well – earned holiday, buy some furniture or white goods or undertake some minor home renovations.
Quick Salary Advance

Fast Personal Loans

SikaMaster provides Personal Loans of up to GHs100,000 to Salaried Workers in Ghana.
Fast Personal Loans

Rent Loans

No More Rent Advance.

You never have to worry about saving up huge sums of money just to pay rent advance again.
Rent Loans

Mortgages: 6-12% APR

Low rate Home Mortgages for Ghanaian Workers and Business Owners.
Mortgages: 6-12% APR

Useful info

Sikamaster, is a 24/7*365 well-capitalised internet first, forward-thinking, safe, robust, resilient, smart and responsible direct lender for the working class (we don't lend to unemployed). SML is not; a microfinance institution, and neither a savings & loans company or a Specialised Deposit-taking Institution (SDI) of any form, kind or type. SML does not seek and/or accept outside capital. SML does not charge any upfront fees before lending.

Rolling out a secured, safer, convenient, revolutionary automated self-care, ethical, no upfront fee, non-deposit taking direct lending platform in phases (three phases remaining). Fully compliant with AML and KYC regulations.

ALL Business Loans have been moved to GHStartups.com (a sister company). GHStartups.com provides loans to all kinds of businesses, be it large or small and not necessarily startups alone. All Rent Loans have also been moved to RentNowPayLater.net and RentToBuyGhana.com. All Construction Loans have been moved to Build Now Pay Later. All Auto Loans have been moved to Glostar Motors.

ALL Buy Now Pay Later (BNPL) Loans (incl interest-free and interest-bearing) have been moved to DCANS Pay (a sister company).

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