Eligibility Criteria

The traditional monthly or bi-weekly pay cycle is a relic of the 20th century. It was designed for a world of manual ledger entries and physical check processing. Today, in a digital-first economy where bills, groceries, and emergencies happen in real-time, the "liquidity gap" between work performed and wages received has become a significant source of financial stress.

 

This platform is a no upfront fee interest-free regulation compliant Earned Wage Access (EWA) platform - It's strictly targeted at:

 

A. EXISTING DCANS ECOSYSTEM CUSTOMERS

Once, you're an existing customer of any business owned by The DCANS Group Limited, in Ghana or the UK & Europe, you automatically qualify to access part of your verified net monthly income with us.

Non-Ghana Resident Existing DCANS Ecosystem Customers:

All disbursements via Sikamaster.com are done in Ghana Cedis (GHS), but non-existing DCANS Ecosystem Customers can access part of their verified net monthly income in Pound Sterling (GBP) or US Dollar (USD) via Quidmaster UK (corporate sibling & part of The DCANS Group Limited) Can access.

 

Note: You don't need your employer's permission to access part of your salary earlier than payday, under this first category.

 

 

 

B. NON-EXISTING TDG ECOSYSTEM CUSTOMERS

If you're not an existing customer of any business owned by The DCANS Group Limited, in Ghana or the UK & Europe, your only way you can access part of your verified net monthly income is for your employer to be an Onboarded Employer Partner.

 

Note: You will need your employer's permission every time you want to access part of your salary earlier, under this category.

 

 

C. SUMMARY TABLE

Depending on where your eligibility criteria falls, you make use of our platform as such:

 

*
 EMPLOYER PERMISSION
 MAXIMUM REPAYMENT PERIOD
 MAXIMUM ACCESS AMOUNT
 
EXISTING DCANS CUSTOMER
 No
 90 days, extendible
 Up to 80% of net monthly income
 
NON-EXISTING DCANS CUSTOMER
 Yes
 30 days, or next pay day.
 Up to 50% of net monthly income.
 

 

 

D. PLATFORM OBJECTIVES

This platform is not meant to clock outsize profits (but not a cash-bleeding unit of the group either), but to retain a cluster of reliable verified income earners. Learn more.

 

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RELATED PAGES

Earned Wage Access (EWA)

Employee EWA Benefits

We Buy Businesses